What Ontario takes
that Alberta doesn't.
Same strategy, different jurisdiction. Here's what gets extracted from an Ontario transaction that simply doesn't apply in Alberta.
Ontario's 13% HST doesn't apply in Alberta — and the 5% GST is rebated on qualifying purpose-built rental (4+ units). On a $3M build, that can mean a five- or six-figure saving. *Rebate requires long-term rental use and CRA eligibility; consult your tax advisor.
On a $2M Toronto transaction, combined provincial + municipal land transfer tax can exceed $60,000. In Edmonton: zero — only nominal title registration fees.
GTA development charges can reach $20,000–$50,000+ per unit, passed straight to buyers. Edmonton levies are structured and predictable — built into the price, no post-contract surprises.
combined Sarhadi Group
“Worked with them while living in Toronto — the entire process was handled remotely, from the first call to closing. Exactly as promised.”
Independent AACI as-if-complete appraisals prepared for financing. An appraisal is an opinion of value at a date; past results do not guarantee future values. See the track record →
Edmonton vs Toronto: same strategy, different outcome.
An 8-plex in Edmonton and an 8-plex in Toronto are not the same investment. MLI Select is national — the capital-efficiency gap is not.
All figures are approximate, illustrative estimates based on publicly available data for purpose-built 8-unit assets. GST rebate is subject to CRA eligibility — consult your tax advisor. Cap rates, rents, and prices vary and are subject to change. Not financial advice.
How Ontario investors close remotely.
You never need to fly to Edmonton. Every step — from first analysis through closing — is built for out-of-province investors.
A 30-minute call to understand your capital, income needs, and timeline. We match active MLI Select inventory to your budget and run a live pro-forma.
Video or phoneA full pro-forma — projected rents, DSCR, 50-year debt schedule, CMHC premium, net annual cash flow — specific to your chosen property. Delivered digitally.
Digital deliveryOffer documents executed by e-signature. We connect you with an Alberta-licensed mortgage broker who handles MLI Select qualification. No in-person meetings.
E-signatureOur Alberta-licensed legal referral partner handles title transfer, mortgage registration, and closing documents — entirely remotely. No travel to Edmonton required.
Alberta lawyer
You stay home. We run everything on the ground.
Closing is only where the hands-off part begins. Before you even take possession, our partnered property management team is already in Edmonton — marketing your building and showing the upper and lower units to prospective tenants. Showings, tenant screening, leasing, and ongoing management are all run by professionals on-site. Wherever in Canada you invest from, you never book a flight.
What Ontario investors ask first.
No. There is no residency requirement to buy real estate in Alberta. CMHC MLI Select is a federal program — your province of residence does not affect eligibility.
We refer all clients to vetted Edmonton property managers experienced with purpose-built multi-unit residential. Your property is professionally managed from day one — you receive monthly statements and distributions.
MLI Select requires a federally regulated lender and specific CMHC underwriting. We connect you with brokers licensed and experienced with this program in Edmonton. Broker fees are covered by the builder on qualifying projects.
You're always welcome to tour in person — many investors find one trip is enough. But a site visit is not required. We provide detailed documentation, virtual tours where available, and neighbourhood context to decide remotely.
You pay federal tax on rental income regardless of province, but Alberta's provincial income tax rate is the lowest in Canada — meaningful on a long-term hold. Consult your accountant on inter-provincial considerations for your structure.
We refer clients to Alberta-licensed real estate lawyers who handle closing, title and mortgage registration, and agreement review. All documentation is handled electronically for out-of-province buyers.