One big-city condo,
or eight Edmonton doors.
CMHC MLI Select lets qualifying investors enter Edmonton's purpose-built multi-family market with as little as 5% down and 50-year amortization. The down payment on a single Toronto or Vancouver condo can instead open the door to an entire Edmonton building — a projected cash-flowing foundation you scale toward 50 doors over four years.
7 packages available · 6 sold conditional · 10+ previously sold
combined Sarhadi Group
It simply isn't close.
CMHC MLI Select is national — same program, same rules everywhere. The difference is arithmetic: where rents cover debt at 1.10 DSCR, 5% down works. Where they don't, CMHC raises the required deposit until it does. Deploy the same capital and watch what it becomes.
The same $400,000 buys 4–8 doors in Toronto or Vancouver. In Edmonton it buys 24–28. Deployed in the wrong market, roughly two-thirds of that capital buys you nothing but a more expensive address.
Conventional financing in major markets like Toronto or Vancouver versus CMHC MLI Select in Edmonton, at each market's typical entry deposit. Illustrative of capital efficiency; projections subject to CMHC approval and lender underwriting, not guaranteed.
Find where your capital fits.
Edmonton inventory spans six to ten units. Select a building size to see the typical entry deposit and projected pre-tax cashflow range.
Figures are typical ranges by asset size and are projections subject to lease-up, CMHC approval, and lender underwriting. Deposit assumes the project clears a 1.10 DSCR at that level. Not guaranteed and not financial advice.
Start with two doors instead of eight.
A brand-new home in Leduc with a legal basement suite — two rents on one title, one ordinary residential mortgage, from $499,000. Qualification leans on your income and credit, not the MLI Select net-worth test.
Not incentives.
Permanent arithmetic.
Where land transfer tax in provinces like Ontario or BC can add tens of thousands per closing, Alberta charges none. Every acquisition saves that at the table.
GTA developers can pay $50K–$130K per project in municipal development charges. Alberta has no equivalent regime — its off-site levies are far lower and typically built into builder pricing.
Why not just go to a builder?
The Edmonton thesis is real. Execution is the difference — and there are things a builder's sales office structurally cannot do for you.
Every package is screened for MLI Select eligibility and modeled for DSCR and cashflow before it reaches you. You compare finished pro-formas, not brochures.
Direct builder relationships mean our investors see purpose-built packages, and bundled incentives, before they reach the general market.
Mortgage, legal, insurance, and property management partners already in place — so an out-of-province investor can acquire and operate entirely remotely.
Many clients come back for a second acquisition as their portfolio grows — so we structure the first deal with the next one in mind.
You're not buying from a sales office.
I'm Kunal Sarhadi, a licensed Real Estate Broker in both Alberta and Ontario. That means I work in both of the markets you're weighing — the one your capital sits in today, and the one you're considering.
Every package on this site is screened for eligibility and modelled for DSCR and cash flow before it reaches you. If a deal doesn't fit your capital, I'll tell you that on the call rather than after it.
Three steps to ownership.
Browse curated Edmonton inventory — 6 to 10-plex builds in high-growth corridors. We share full pro-forma and debt analysis. You choose what fits your capital.
We structure the acquisition through CMHC MLI Select — as little as 5% down, 50-year amortization. Our team manages the submission. Terms subject to CMHC approval.
A licensed Edmonton property manager handles leasing, maintenance, and reporting. Out-of-province owners receive monthly statements and net cashflow deposits.
A real building, not a rendering.
The Inglewood 9-plex is our proof of concept — a purpose-built rental delivering soon under MLI Select, with three distinct suite types. It set the standard every active package is modeled against.
“Kunal and his team were awesome. My wife and I worked with them while living in Toronto for a property located in Alberta, and they accommodated all of our needs no matter the time difference.”
Buy in Edmonton. We run it all on the ground.
From analysis and financing to leasing and day-to-day management, the entire process is handled for you. Well before possession, our partnered property management team is on-site in Edmonton — marketing the building and showing units to prospective tenants. You never run a showing, screen a tenant, or set foot in Alberta.
The first ten months.
You make no mortgage payments until the project closes — the building is leasing up while you wait, and management is on the ground in Edmonton before you take possession.
We review your financials, confirm MLI Select eligibility, and match you to the right asset — then submit your worksheet to the builder to request your allocation. You leave with a full pro-forma and a clear acquisition path.
Our preferred broker pre-qualifies both you and the project, and your lender issues a Letter of Intent outlining your mortgage terms.
Your first deposit secures your package with the builder. The agreement is conditional on project viability — if the project is declined due to project viability, your deposit is returned per the Agreement of Purchase and Sale.
We prepare and manage the full CMHC MLI Select application end to end. Once the Certificate of Insurance is issued — typically 60–90 days — your lawyer is introduced to prepare for closing.
Property management begins advertising and leasing your units ahead of completion. You make no mortgage payments until the project closes — the building is filling while you wait.
You close. Title transfers into your name, your mortgage begins, and monthly net cash flow starts depositing into your account — you're now a multi-family owner with professional management in place.
Your next acquisition starts with one conversation.
Qualified investors receive a full pro-forma, debt-structure breakdown, and a personalized acquisition roadmap — at no cost.
Not ready to talk yet? Get the free CMHC MLI Select investor guide and read it on your own time.
Real estate investment involves risk, including potential loss of capital. Financing is subject to CMHC and lender approval. Past performance does not guarantee future results. This is not financial advice — consult a qualified advisor before investing.