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Edmonton, Alberta — MLI Select Program

Scale to 50 Doors with Institutional Leverage.
From $80,000 — Not $400,000.

CMHC MLI Select lets qualifying investors enter Edmonton's purpose-built multi-family market with as little as 5% down and 50-year amortization. The same $80,000 that buys one Ontario condo can acquire 6–10 doors of cash-flowing rental real estate in Canada's fastest-growing major city.

5%
Minimum Down Payment
50 Yr
Amortization Period
4 Yrs
Path to 50+ Doors
$500M+
Real Estate Sold
Combined Sarhadi Group
160+
Verified Google Reviews
500+
Families Served
Verified Client Experiences — Google Reviews

"Kunal has done an excellent job of securing the multi family property, and educating me on the process, including getting me through all the requirements to move forward and make an educated decision."

CF
Chad F.
Multi-Family Purchaser

"Working with Kunal and his team was a real pleasure. They have many contacts, especially in the multi-unit housing sector. They have excellent control over the entire acquisition process, from start to finish."

NG
Nestor G.
Multi-Unit Investor

Read all reviews on our Reviews page →

The Numbers Investors
In Ontario Aren't Seeing

A side-by-side analysis of what it truly costs to enter each market — and what your capital produces from day one.

High Barrier Market
Ontario / BC
Our Market
Edmonton, Alberta
CMHC Up-to-95% Access
MLI Select eligibility
Higher Deposit
CMHC raises deposit until DSCR clears 1.10 — often 2–4x Edmonton
Open
DSCR qualifies — rents cover expenses
Minimum Down Payment
Per acquisition, all-in
20%
~$400,000+ incl. taxes & charges
5%
From ~$80,000
Amortization Period
Affects monthly cashflow
30 Yr
Conventional
50 Yr
MLI Select Program
Provincial Sales Tax
On new construction
13% HST
Ontario
None
Alberta has no PST or HST
Land Transfer Tax
At closing
Up to 2%
+ Toronto LTT
None
Zero LTT in Alberta
Development Charges
Per unit, new builds
$50K–$130K
Per project (GTA)
Minimal
No Ontario-style DCs in Alberta
Property Condition
At acquisition
25+ Yr Old
Repairs required for CMHC criteria
Brand New
Alberta New Home Warranty included
Capital Per Door
Acquisition capacity
3–4 Doors
$400K deployed (ON/BC)
24–28 Doors
Same $400K deployed

Three Tax Advantages
Ontario Investors Don't Have

Alberta's legislative environment was designed to attract capital. These are not incentives — they are permanent structural advantages.

0%
No Provincial Sales Tax

Alberta has no provincial sales tax and no HST on new construction. Ontario charges 13% HST with partial rebate components — Alberta investors pay none of it.

$0
No Land Transfer Tax

Unlike Ontario where LTT can add $40,000–$80,000 per closing, Alberta charges zero land transfer tax. Every acquisition saves you tens of thousands at the table.

$0
No Ontario-Style Development Charges

GTA developers pay $50,000–$130,000 per project in development charges. Alberta does not use this instrument — off-site levies are significantly lower and typically absorbed into builder pricing, dramatically improving your pro-forma from day one.

Do You Qualify?

Most Ontario investors who reach out are already eligible. Here's the baseline we work with on every acquisition.

$80,000–$155,000 Available Capital
Covers your 5% down payment plus closing costs across the 6–10 plex range. CMHC covers up to 95% of the purchase price.
Personal Income or Existing Assets
CMHC MLI Select qualifies on rental income projections — not solely your personal income. Existing property or investment history helps but is not required.
Strong Personal Credit (680+)
Standard mortgage underwriting applies. Most of our clients are in the 700–780 range. We can walk you through the requirements on the call.
Willing to Hold 3–5 Years Minimum
These are long-duration assets. Clients who benefit most are those building a portfolio over time — not looking to flip within 12 months.

Three Steps to Multi-Family Ownership

From first conversation to owning a professionally managed multi-family asset. Our structure is designed for out-of-province investors who want Edmonton exposure without the day-to-day.

01
Select Your Asset

Browse our curated Edmonton inventory — 6 to 10-plex builds in high-growth corridors. We share full pro-forma and debt analysis. You choose the asset that fits your capital and timeline.

02
Secure Up to 95% Financing

We structure your acquisition through CMHC's MLI Select program — as little as 5% down, 50-year amortization. Financing terms are subject to CMHC approval. Our team manages the full process. You bring the deposit. We bring the leverage.

03
Professional Management

Professional property management handles leasing, maintenance, and reporting. Out-of-province owners receive monthly statements and net cash flow deposits. No landlord duties required.

What the First 20 Months Look Like

Month 1
Discovery Call & Asset Selection
We review your financials, walk through available inventory, and match you to the right asset. You leave with a full pro-forma and a clear acquisition path.
Month 1–2
Offer, Financing Pre-Approval & Deposit
Offer is structured with CMHC MLI Select conditions. Financing pre-approval is initiated. Your deposit ($10K–$25K) secures the unit while conditions are cleared.
Month 2–4
CMHC Application & Firm Commitment
We manage the full CMHC submission. Once approved, conditions are removed and you proceed to a firm purchase. Balance of your 5% down is due at this stage.
Month 4–16
Construction Period
No capital is at risk during the build — you don't hold the mortgage yet. Quarterly build updates are provided. You focus on your next acquisition.
Month 16–18
Completion, Title Transfer & Occupancy
Property completes, title transfers into your name. Property management team activates leasing. Mortgage payments begin.
Month 20+
Stabilized Cash Flow
Building is fully leased. Monthly net cash flow begins depositing into your account. You're now a multi-family owner with professional management in place.

Private Investor Network — New listings hit our WhatsApp group before they appear anywhere else. Hundreds of investors are already inside.

Join the Network

Your Next Acquisition
Starts With One Conversation

Qualified investors receive a full pro-forma analysis, debt structure breakdown, and a personalized acquisition roadmap — at no cost.

Real estate investment involves risk, including the potential loss of capital. Financing is subject to CMHC and lender approval. Past performance does not guarantee future results. This is not financial advice — consult a qualified advisor before investing.

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