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Interactive Tool

Pro-forma calculator.

Enter a purchase price, your unit mix, and an interest rate. Your estimate updates instantly — deposit, mortgage with the CMHC premium, NOI, cash flow, DSCR, and a 5-year projection, all at the MLI Select 50-year amortization.

Deal details
$
%
Modelled at the MLI Select maximum 50-year amortization.
Units & rent
# unitsRent / mo each
%
%
Operating expenses — edit to fit
$
Estimated as 85% of price × Edmonton's mill rate (1.01738%). Type the actual figure if you have it.
$
$
%
%
%
%
Monthly mortgage payment
$0
Estimated · incl. CMHC premium · 50-yr amortization
Financing
Down payment$0
Loan amount$0
CMHC premium$0
Total loan size$0
Income & returns
Gross rent (annual)$0
Operating expenses$0
Net operating income$0
Cap rate0%
Cash-on-cash return0%
DSCR0.00
Monthly cash flow
$0 / year
$0
Eligibility (typical)
$0
Down payment
$0
Min. liquidity
$0
Min. net worth

Estimates use monthly-compounded financing and your assumptions. MLI Select terms — premium, LTV, amortization — are subject to change; verify with your mortgage professional and CMHC.

5-Year Outlook

Illustrative projection — 5% year-one appreciation then 3%/yr, rent growth 5%/yr, plus principal paydown. Not guaranteed.

Year
Building value
Cash flow
Equity gained
Return on down
The $115K Question

Same $115,000. Two very different outcomes.

The 5% deposit on a $2.3M Edmonton 8-plex is the same capital as 20% down on a $575K dual-income home. Here's what that money actually buys — and earns.

Better use of capital
CMHC MLI Select
Edmonton 8-plex
$2.3M · 5% down · 50-yr amortization
8
Rental doors
+$1,850
Cash flow / mo
19.3%
Cash-on-cash
$177.6K
Gross rent / yr
Conventional financing
Dual-income home
$575K · 20% down · 30-yr amortization
2
Rental doors
+$487
Cash flow / mo
5.1%
Cash-on-cash
$44.4K
Gross rent / yr

Same $115,000 in — the MLI Select 8-plex puts 4× the doors and nearly 4× the cash-on-cash return to work, and pays you about $1,360 more every month.

Illustrative comparison at a 4% modelled interest rate, using the operating-expense assumptions in the calculator above. MLI Select: $2.3M 8-plex, 4 units at $2,300 + 4 at $1,400. Conventional: $575K dual-income home, upper at $2,300 + lower at $1,400, 20% down, no CMHC premium. Conventional terms vary by lender. Not financial advice; figures depend on the specific deal and CMHC approval.

Make It Real

Numbers look right? Let's pressure-test them.

Book a free call and we'll run your exact scenario against a real, available Edmonton asset — with the pro-forma to back it.

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This calculator is for general information and illustration only, based on user-entered assumptions that may not reflect actual results. Not financial, investment, or legal advice. Consult your mortgage professional, lawyer, and CMHC for figures specific to your transaction.

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