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Investor Education

The Multi Family Deals Blog

Straight answers on CMHC MLI Select, Edmonton's rental market, and how serious investors are building portfolios at scale.

Market Analysis

Alberta Is Booming: Employment Growth Leads Every Major Province in 2026

Alberta hit ~4% year-over-year employment growth as of mid-2026 — highest of any major province — while Ontario and BC moved into negative territory. What the data means for Edmonton rental investors.

June 2026 8 min read
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Program Deep-Dive

CMHC MLI Select 50 Points Explained: Social Outcomes Scoring (2026)

How the points system works, what each category scores, and why Edmonton new builds reach 100+ points through Energy Efficiency alone — without charging below-market rents.

May 2026 10 min read
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Interactive Tool

CMHC MLI Select Pro-Forma Calculator

Enter a purchase price, unit mix, and interest rate. Instantly model your deposit, mortgage payment with CMHC premium, NOI, DSCR, cash flow, cash-on-cash return, and a 5-year projection.

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Investor Education

CMHC MLI Select Guide 2026: 5% Down, 50-Year Amortization Explained

The complete breakdown of how MLI Select works — Social Outcomes points, DSCR requirements, amortization math, and why Edmonton is the only market where the numbers consistently qualify.

May 2026 14 min read
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Market Analysis

Best Canadian City for Multi-Family Investing in 2026

We scored Toronto, Vancouver, Ottawa, Montréal, and Edmonton across DSCR viability, entry cost, tax friction, population growth, and capital efficiency. One city sweeps every metric.

May 2026 14 min read
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Financing Comparison

MLI Select vs Conventional Financing: 5% Down vs 20% Down (2026)

Same $1.8M Edmonton 6-plex, two financing structures. Real numbers on down payment, cash flow, DSCR, and cash-on-cash return — and why the same capital buys four MLI Select properties vs one conventional.

May 2026 8 min read
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Program Analysis

Is CMHC MLI Select Worth It? Honest Pros & Cons (2026)

An unfiltered breakdown of what MLI Select actually offers, who qualifies, and where the real limitations are — including the 25% net worth requirement, 90-day approval, and why new build pricing is an advantage, not a premium.

May 2026 9 min read
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Market Analysis

Edmonton vs Toronto: Why the Multi-Family Math Works Here and Not There

A data-driven side-by-side comparison of entry costs, tax friction, DSCR feasibility, and capital efficiency. Why Ontario investors are moving their capital west.

May 2026 12 min read
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Portfolio Strategy

How to Scale to 50 Rental Doors in 4 Years Using 5% Down

The 4-year roadmap: capital recycling, Pari Passu refinancing, DSCR stacking, and the compounding portfolio strategy that makes 50 doors achievable on a working professional's capital.

May 2026 11 min read
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